Should we close our joint credit cards before filing for divorce?

It is often recommended that divorcing couples freeze or close joint credit accounts once they decide to separate. Doing so can help prevent new charges that one spouse may be left responsible for after the divorce. If your spouse continues to use a joint account after separation, their actions could negatively affect your credit rating or financial liability. That said, closing accounts should be approached carefully and strategically, as it could impact credit scores or create tension. It’s helpful to speak with your attorney about how to handle shared financial accounts during the divorce process.